The Benefits of Solar Insure Insurance
Policy: Protecting Your Solar Investment


Investing in solar energy is a smart decision for both the environment and your finances. Solar panels are designed to last for at least 25 years, but like any other product, they can encounter issues over time. What happens if your solar panels develop problems after the warranty period? What if your solar installer goes out of business? These are valid concerns that solar homeowners may have. Fortunately, Solar Insure offers a solution by providing an added layer of protection for your solar panels through their comprehensive insurance policy.

In this article, we will explore the benefits of Solar Insure insurance policy and how it can safeguard your solar investment. We will delve into the coverage provided, the cost of the policy, and how it differs from a standard solar warranty. Let’s dive in and discover why Solar Insure is worth considering for your solar energy system.

Solar Insure: An Overview

Solar Insure is a third-party warranty and monitoring package that homeowners can opt for when installing solar panels. This comprehensive insurance policy offers a range of benefits and coverage to ensure that your solar investment is protected for the long term. Let’s take a closer look at what Solar Insure has to offer.

Coverage for Solar Panel Systems

Solar Insure’s primary offering is a 30-year monitoring and warranty package for solar panel systems. This coverage includes parts, labor, and even roof penetrations. By opting for Solar Insure, you can have peace of mind knowing that your solar panels are protected against potential issues that may arise during their lifespan. Whether it’s a faulty panel or a problem with the installation, Solar Insure has you covered.

Additional Battery Coverage

In addition to solar panel coverage, Solar Insure also provides a separate warranty option for solar battery systems. Many homeowners are now incorporating battery storage into their solar energy systems to maximize their energy independence. Solar Insure’s battery coverage includes repairs, parts, labor, and even a complete battery replacement if the capacity falls below 30% between years 11 and 20. This extended battery warranty ensures that you can continue to enjoy the benefits of your solar battery system for years to come.

Coverage Continuity

One of the standout benefits of Solar Insure is the continuity of coverage, even if your solar installer goes out of business. This is a common concern among solar homeowners, as the warranty provided by the installer may become void if they are no longer operational. With Solar Insure, you can rest assured that your coverage remains intact, and you can still access the necessary support and repairs through Solar Insure’s network of partner installers.

The Cost of Solar Insure

Now that we understand the coverage provided by Solar Insure, let’s address the cost of this insurance policy. The price of Solar Insure can vary depending on factors such as the size of your solar system, the equipment used, and the coverage package you choose. On average, the cost ranges from $400 to $1,600 for solar insure coverage for an average solar system in the U.S. This cost is generally a one-time payment that is included in the total installation cost of your solar panels. It’s important to note that while Solar Insure adds an additional expense to your solar investment, the long-term protection and peace of mind it offers can outweigh the upfront cost.

Solar Insure vs. Solar Warranty: What’s the Difference?

At this point, you may be wondering how Solar Insure differs from a standard solar warranty provided by the manufacturer. While solar panels and other equipment come with their own warranties, typically lasting 25 years, Solar Insure serves as an extended warranty for your solar system. Here are the key differences between Solar Insure and a standard solar warranty:

Extended Coverage Period

Solar Insure offers a longer coverage period than a typical solar warranty. While a manufacturer’s warranty may last 25 years, Solar Insure extends coverage for up to 30 years. This means that even after the manufacturer’s warranty expires, you can still rely on Solar Insure for comprehensive protection.

Additional Coverage Scope

Solar Insure goes beyond the scope of a standard solar warranty. It covers not only the panels themselves but also other essential components of your solar system, such as the inverter, optimizers, and racking. Additionally, Solar Insure provides coverage for labor and roof penetrations, which are typically not included in a standard warranty.

Protection in Case of Business Closure

One of the significant advantages of Solar Insure is its ability to provide continued coverage even if your solar installer goes out of business. In contrast, a standard warranty may become void if the installer is no longer operational. With Solar Insure, you can have peace of mind knowing that your investment remains protected, regardless of the status of your solar installer.

Pros and Cons of Solar Insure

As with any financial decision, it’s important to weigh the pros and cons before purchasing Solar Insure insurance policy. Let’s explore the advantages and potential drawbacks of opting for Solar Insure coverage.

Pros of Solar Insure

  1. Comprehensive Coverage: Solar Insure offers an all-in-one solution, providing coverage for solar panels, batteries, and other essential components of your solar system.
  2. Extended Warranty Period: With Solar Insure, you can enjoy an extended coverage period of up to 30 years, ensuring that your investment is protected for the long term.
  3. Continuity of Coverage: The ability to maintain coverage even if your solar installer goes out of business offers peace of mind and ensures that you can access the necessary support and repairs.
  4. Added Protection for Solar Battery Systems: Solar Insure’s separate warranty for battery systems provides additional coverage and peace of mind for those who have incorporated battery storage into their solar energy systems.

Cons of Solar Insure

  1. Additional Cost: Purchasing Solar Insure adds to the upfront cost of installing solar panels. While the long-term benefits may outweigh the expense, it’s essential to consider the impact on your budget.
  2. Potential Overlapping Coverage: Before opting for Solar Insure, it’s important to review the warranty provided by the manufacturer and ensure that there is no overlap in coverage. Duplicate coverage may result in unnecessary expenses.


Investing in solar energy is a wise decision, and protecting that investment is equally important. Solar Insure offers a comprehensive insurance policy that goes beyond the standard warranties provided by manufacturers. With coverage for solar panels, batteries, and other components, Solar Insure provides peace of mind and safeguards your solar investment for the long term. The ability to maintain coverage even if your installer goes out of business is a significant advantage that sets Solar Insure apart. While there is an additional cost to consider, the extended warranty period and added protection make Solar Insure a valuable option for solar homeowners.

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